---
title: "NICL AO Recruitment 2026: 321 Administrative Officer (Scale I) Posts, Apply by 28 October"
url: "https://aijobalert.com/jobs/nicl-ao-recruitment-2026"
type: "Government recruitment"
organization: "National Insurance Company Limited"
category: "Banking"
application_status: "open"
application_start: "08 Oct 2026"
application_last_date: "28 Oct 2026"
exam_date: "17 Nov 2026"
total_vacancies: 321
published: "2026-10-09T16:50:00.000Z"
updated: "2026-10-09T20:03:45.036Z"
last_verified: "2026-10-07T18:30:00.000Z"
---

# NICL AO Recruitment 2026: 321 Administrative Officer (Scale I) Posts, Apply by 28 October

**Last date to apply:** 28 Oct 2026

## Official Links

- [Apply on Official Site](https://ibpsreg.ibps.in/niiclsep26/)
- [Notification PDF](https://aijobalert.com/documents/national-insurance-company/nicl-ao-scale-1-recruitment-2026-27-advertisement-bdc60179.pdf)
- [Official Website](https://nationalinsurance.nic.co.in/recruitment)

## Overview

National Insurance Company Limited (NICL), a Government of India undertaking, has released its detailed advertisement for **321 Administrative Officer (Scale I) posts**: **200 Generalists** and **121 Specialists** in Finance, Legal, IT, Automobile Engineering, Risk Engineering, Company Secretary and Agriculture. Online registration is open from **8 October 2026 to 28 October 2026**.

| Posts | 321 (Generalist 200, Specialist 121), tentative |
| --- | --- |
| Apply online | 8 October 2026 to 28 October 2026 |
| Fee | ₹1,000; SC/ST/PwBD ₹250 |
| Age | 21 to 30 years as on 1 October 2026 |
| Qualification | Degree with at least 60% (55% for SC/ST/PwBD); specialists need the subject degree or professional qualification |
| Phase I (Prelims) | 17 November 2026 (Tuesday) |
| Phase II (Mains) | 22 December 2026 (Tuesday) |
| Starting pay | Basic ₹82,485; total about ₹1,14,000 a month in metropolitan centres |

You can apply for **only one discipline**. The form is on [ibpsreg.ibps.in/niiclsep26](https://ibpsreg.ibps.in/niiclsep26/), which is the "CLICK HERE TO APPLY ONLINE" link on [NICL's recruitment page](https://nationalinsurance.nic.co.in/recruitment). Read the [full NICL AO 2026 advertisement (PDF)](https://aijobalert.com/documents/national-insurance-company/nicl-ao-scale-1-recruitment-2026-27-advertisement-bdc60179.pdf) before you start: the details you enter cannot be changed after you click "COMPLETE REGISTRATION".

## Recruitment Details

| Detail | Value |
| --- | --- |
| Organisation | National Insurance Company Limited |
| Total Vacancies | 321 posts |
| Qualification | Graduation/post-graduation with at least 60% (55% SC/ST/PwBD); specialists need CA/CMA, Law, CS/IT/MCA, Automobile or other engineering, ACS/FCS or Agriculture degree as per discipline |
| Age Limit | 21 – 30 years (as on 01 Oct 2026) — Born between 02.10.1996 and 01.10.2005 (both included). Relaxation: SC/ST 5 years, OBC (NCL) 3, PwBD 10 (Gen/EWS), 13 (OBC), 15 (SC/ST), ex-servicemen 5, PSU general insurance employees 8; maximum 45 years. |
| Salary / Pay Scale | Basic ₹82,485 in 82485-4050(14)-139185-4390(4)-156745; about ₹1,14,000 a month in metro centres |
| Employment Type | Central Government PSU (National Insurance Company Limited, Govt. of India Undertaking) |
| Job Location | All India |

## Important Dates

| Event | Date |
| --- | --- |
| Online registration starts | 08 Oct 2026 |
| Last date to register and pay fee | 28 Oct 2026 — Also the last date for editing application details |
| Last date to print your application | 12 Nov 2026 — As shown on the application portal |
| Phase I (Prelims) exam | 17 Nov 2026 — Online |
| Phase II (Mains) exam | 22 Dec 2026 — Online |
| Call letter download | To be announced — To be notified later on NICL's website |

## Application Fee

| Category | Fee |
| --- | --- |
| All candidates other than SC/ST/PwBD | ₹1,000 (application fee including intimation charges & GST) |
| SC / ST / PwBD | ₹250 (intimation charges only & GST) |

**Payment modes:** Online: Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets

## Vacancy Details

| Post | Vacancies | Qualification |
| --- | --- | --- |
| Generalist Officers | 200 | Graduate / post-graduate in any stream, 60% (55% SC/ST/PwBD) |
| Finance (CA & CMA) | 20 | CA or CMA + graduation/PG in any discipline with 60% (55% SC/ST/PwBD) |
| Legal | 20 | Graduate / PG in Law, 60% (55% SC/ST/PwBD) |
| Information Technology (incl. 1 backlog) | 11 | B.E./B.Tech./M.E./M.Tech. in CS/IT or MCA, 60% (55% SC/ST/PwBD) |
| Automobile Engineers | 20 | Automobile Engg degree, or any engineering degree + 1-year Automobile Engg diploma, 60% (55% SC/ST/PwBD) |
| Risk Engineers | 28 | Engineering degree in any discipline except CS/IT and Automobile, 60% (55% SC/ST/PwBD) |
| Company Secretaries | 2 | ACS/FCS (ICSI) + graduation/PG in any discipline, 60% (55% SC/ST/PwBD) |
| Agriculture | 20 | 4-year graduate / PG in Agriculture, Agricultural Biotechnology or Agricultural Engineering, 60% (55% SC/ST/PwBD) |

## Eligibility

| Detail | Value |
| --- | --- |
| Nationality | Citizen of India, or a subject of Nepal or Bhutan, or a Tibetan refugee who came before 1 January 1962, or a person of Indian origin who migrated from the countries listed in the advertisement (the last four need a Government of India eligibility certificate) |
| Age | 21 to 30 years as on 1 October 2026 (born 2 October 1996 to 1 October 2005) |
| Marks | At least 60% in graduation or post-graduation (55% for SC/ST/PwBD); 59.99% counts as below 60% |
| Result date | Final result published, and marksheet/degree held, on or before 1 October 2026 |
| Disciplines | Apply in one discipline only: Generalist, Finance, Legal, IT, Automobile Engineers, Risk Engineers, Company Secretaries or Agriculture |
| Ex-servicemen | No reservation in the officer cadre; age relaxation applies |
| Employed candidates | Government/PSU/bank employees must inform their employer in writing and bring an NOC to the interview |

## Selection Process

1. **Phase I: Preliminary exam** — 100 marks, 60 minutes: English, Reasoning and Quantitative Aptitude, each section qualifying. About 15 times the vacancies are shortlisted.
2. **Phase II: Main exam** — 250-mark objective test in 3 hours plus a 30-mark descriptive English test in 30 minutes (qualifying). Specialists get a 50-mark professional knowledge section.
3. **Interview** — Shortlisted on the Phase II objective total, after qualifying in the descriptive test. Final merit is Mains (objective) and interview in the ratio 80:20.
4. **Medical fitness** — Appointment depends on being found medically fit.

## How to Apply

1. **Check eligibility and pick one discipline** — Check your age, the 60% rule and the result date (on or before 1 October 2026). You can apply in only one discipline.
2. **Scan your photo, signature, thumb and declaration** — Photo 20–50 KB, signature 10–20 KB, left thumb 20–50 KB, handwritten declaration 50–100 KB, all JPG/JPEG. Signature and declaration must not be in capital letters.
3. **Register on the application portal** — Open ibpsreg.ibps.in/niiclsep26 (the "CLICK HERE TO APPLY ONLINE" link on NICL's recruitment page), choose "Click here for New Registration" and note the provisional registration number and password sent to you.
4. **Fill, upload and preview** — Use "SAVE AND NEXT", upload the four images, capture the live photo, then check everything in the Preview tab. Nothing can be changed after "COMPLETE REGISTRATION".
5. **Pay and print** — Pay ₹1,000 (SC/ST/PwBD ₹250) online by 28 October 2026. Print the e-Receipt and the application form; no e-Receipt means the payment failed.

## NICL AO 2026 Vacancy Details

The advertisement calls these vacancies tentative; NICL can change them according to its needs.

##### Specialists (121 posts)

| Discipline | Posts | UR | OBC | SC | ST | EWS |
| --- | --- | --- | --- | --- | --- | --- |
| Finance (CA & CMA) | 20 | 10 | 5 | 2 | 1 | 2 |
| Legal | 20 | 10 | 5 | 2 | 1 | 2 |
| Information Technology | 10 | 5 | 2 | 1 | 1 | 1 |
| Automobile Engineers | 20 | 10 | 5 | 2 | 1 | 2 |
| Risk Engineers | 28 | 13 | 7 | 3 | 2 | 3 |
| Company Secretaries | 2 | 1 | 1 | 0 | 0 | 0 |
| Agriculture | 20 | 9 | 5 | 3 | 1 | 2 |
| Information Technology (backlog) | 1 | – | 1 | – | – | – |
| **Total** | **121** | 58 | 31 | 13 | 7 | 12 |

**PwBD (included in the numbers above, not extra):** the specialist disciplines together have a) 2, b) 1 + 2 backlog, c) 1 and d & e) 1. The advertisement does not split these by discipline.

##### Generalists (200 posts)

| Posts | UR | OBC | SC | ST | EWS |
| --- | --- | --- | --- | --- | --- |
| 200 | 80 | 55 | 30 | 15 | 20 |

**PwBD (included):** a) 1, b) 3 + 1 backlog, c) 2, d & e) 2.

PwBD categories: a) blindness and low vision; b) deaf and hard of hearing; c) locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and muscular dystrophy; d) autism, intellectual disability, specific learning disability and mental illness; e) multiple disabilities from (a) to (d), including deaf-blindness.

## Qualification by Discipline

Every discipline needs **at least 60% marks in either the graduation or the post-graduation degree** (55% for SC/ST/PwBD), from a university recognised by UGC or an institute approved by AICTE.

| Discipline | Minimum qualification |
| --- | --- |
| Generalist | Graduate or post-graduate in any stream |
| Finance (CA & CMA) | Chartered Accountant (ICAI) or Cost and Management Accountant (Institute of Cost Accountants of India, earlier ICWAI), **and** graduation or post-graduation in any discipline |
| Legal | Graduate or post-graduate in Law |
| Information Technology | B.E./B.Tech./M.E./M.Tech. in Computer Science or Information Technology, or MCA |
| Automobile Engineers | B.E./B.Tech./M.E./M.Tech. in Automobile Engineering, **or** in any branch of engineering together with a diploma (at least one year) in Automobile Engineering |
| Risk Engineers | Engineering graduation or post-graduation in any discipline **except** those listed for IT and Automobile Engineers |
| Company Secretaries | ACS/FCS from ICSI **and** graduation or post-graduation in any discipline |
| Agriculture | Graduate (4 years) or post-graduate in Agriculture, Agricultural Biotechnology or Agricultural Engineering |

##### How NICL checks your percentage and date

- You must have the marksheet or degree certificate **as on 1 October 2026**, and your final result must have been published **on or before 1 October 2026**. If your final result came out after that date, you are not eligible this time.
- The percentage is total marks in all subjects of all semesters/years divided by the aggregate maximum marks, including honours, optional and additional subjects. Fractions are ignored: **59.99% counts as less than 60%**.
- If your university gives CGPA/OGPA, you need a certificate from the university stating its conversion norm and your percentage.
- For the date of passing, the date on the marksheet or provisional certificate is used. If the result was only posted on the university website, you need a certificate from the university showing the date it was posted.

## Age Limit and Relaxation

**21 to 30 years as on 1 October 2026.** You must be born **not earlier than 2 October 1996 and not later than 1 October 2005** (both dates included).

| Category | Upper age relaxation |
| --- | --- |
| SC / ST | 5 years |
| OBC (non-creamy layer) | 3 years |
| PwBD (General / EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (SC / ST) | 15 years |
| Ex-servicemen and commissioned officers including ECOs/SSCOs with at least 5 years of military service as on 1 October 2026 (conditions in the advertisement) | 5 years |
| Defence personnel disabled in operations during hostilities with a foreign country or in a disturbed area, and released because of it | 3 years |
| Confirmed employees of public sector general insurance companies (including GIC and Agriculture Insurance Company of India) | 8 years |

- If you qualify for more than one relaxation, they add up, but your age cannot go above **45 years**.
- OBC candidates in the creamy layer get no OBC reservation or age relaxation and must apply as Unreserved (General).
- There is **no reservation for ex-servicemen** in the officer cadre. The age relaxation still applies.

## NICL AO Exam Pattern 2026

##### Phase I: Preliminary exam (all disciplines), 17 November 2026

Online, objective, **100 marks in 60 minutes**. Each section has its own time limit.

| Section | Questions | Marks | Time | Language |
| --- | --- | --- | --- | --- |
| English Language | 30 | 30 | 20 minutes | English |
| Reasoning Ability | 35 | 35 | 20 minutes | English / Hindi |
| Quantitative Aptitude | 35 | 35 | 20 minutes | English / Hindi |
| **Total** | 100 | 100 | 60 minutes |  |

You must pass **each section** (passing marks are set by NICL). About **15 times the number of vacancies** in each category are called for Phase II. Final selection is based on Phase II objective marks and the interview.

##### Phase II: Main exam, 22 December 2026

Online: an objective test of **250 marks in 3 hours**, then straight after it a descriptive English test of **30 marks in 30 minutes**.

**Generalists**

| Section | Questions | Marks | Time | Language |
| --- | --- | --- | --- | --- |
| Reasoning | 50 | 50 | 40 minutes | English / Hindi |
| General Awareness | 50 | 50 | 30 minutes | English / Hindi |
| Quantitative Aptitude | 50 | 50 | 40 minutes | English / Hindi |
| English Language | 50 | 50 | 40 minutes | English |
| Computer Knowledge | 50 | 50 | 30 minutes | English / Hindi |
| **Total** | 250 | 250 | 3 hours |  |

**Specialists**

| Section | Questions | Marks | Time | Language |
| --- | --- | --- | --- | --- |
| Reasoning | 40 | 40 | 35 minutes | English / Hindi |
| General Awareness | 40 | 40 | 20 minutes | English / Hindi |
| Quantitative Aptitude | 40 | 40 | 35 minutes | English / Hindi |
| English Language | 40 | 40 | 30 minutes | English |
| Computer Knowledge | 40 | 40 | 25 minutes | English / Hindi |
| Technical and professional knowledge of your discipline | 50 | 50 | 35 minutes | English / Hindi |
| **Total** | 250 | 250 | 3 hours |  |

**Descriptive test:** English only, typed on the computer: Essay 10, Précis 10 and Comprehension 10 marks. It is **qualifying only**; its marks are not counted for the interview shortlist or final selection. Your descriptive answers are checked only if you clear the objective sections.

##### Negative marking and scoring

- In the objective tests of both phases, **one-fourth of the marks for a question is deducted for each wrong answer**. A question left blank costs nothing.
- Cut-offs are applied twice: on each section and on the total.
- If the exam runs in more than one session, scores are equated across sessions. Scores are reported to two decimal places.

## Interview and Final Selection

- **Interview shortlist:** based on your Phase II objective total (minimum set by NICL), provided you also qualify in the descriptive test. Interviews are held at select centres; the call letter is downloaded from NICL's website.
- **Final merit:** Phase II objective marks and interview marks in the ratio **80:20**. You must also clear the minimum interview marks.
- **Tie:** the candidate with more interview marks ranks higher; if still tied, the older candidate ranks higher.
- A waiting list of up to 50% of the vacancies may be prepared, used only if selected candidates do not accept the offer of employment.
- Appointment depends on being found medically fit.
- Biometric data (thumb impression), an iris scan and a photograph are taken on the Phase II day and verified later. Don't wear contact lenses or eye make-up, and wash off mehndi or ink from your fingers.
- For the interview, NICL pays sleeper-class rail or bus fare by the shortest route from your home, on proof of travel. You attend the online exams at your own cost.

## NICL AO Salary, Probation and Bond

Starting basic pay is **₹82,485** in the scale 82485-4050(14)-139185-4390(4)-156745, plus allowances. The advertisement puts total emoluments at **about ₹1,14,000 a month in metropolitan centres**. Other benefits: pension under NPS (PFRDA), gratuity, LTS, medical benefits, group personal accident insurance, and company or leased accommodation as per norms.

##### Read these conditions before you apply

- **Posting:** anywhere in India. The minimum stay at the first posting is 5 years, though NICL can transfer you earlier. Specialists may have to stay in their specialisation for at least 10 years. Company Secretaries are posted mainly at the Head Office in Kolkata.
- **Probation:** 1 year, which can be extended twice by 6 months. You must pass the non-life **Licentiate Examination of the Insurance Institute of India** to be confirmed; failing it within the extended probation can end your service.
- **Bond:** you must agree to serve at least **4 years** including probation. If you resign before that, you pay liquidated damages equal to one year's gross salary (reduced in proportion to the service you have done), and you sign a stamped bond with two sureties who are not blood relatives.
- **Leaving during probation:** if you resign or are terminated during probation, you repay the gross salary received for your whole service plus **₹25,000** towards training cost.

## Photo, Signature and Declaration Uploads

Scan these before you open the form. The application is not registered unless all four are uploaded in the right size.

| Upload | How | Size |
| --- | --- | --- |
| Photograph | Recent colour passport-style photo (4.5 cm × 3.5 cm), light or white background, no cap or dark glasses; 200 × 230 pixels preferred | 20–50 KB, JPG/JPEG |
| Signature | Black ink on white paper, **not in capital letters**; 140 × 60 pixels preferred | 10–20 KB |
| Left thumb impression | Black or blue ink on white paper, not smudged; 240 × 240 pixels at 200 DPI (3 cm × 3 cm). If you have no left thumb, use the right thumb | 20–50 KB, JPG/JPEG |
| Handwritten declaration | In your own handwriting, in English, black ink on white paper, **not in capital letters**; 800 × 400 pixels at 200 DPI (10 cm × 5 cm) | 50–100 KB, JPG/JPEG |

The declaration text is: *"I, _______ (Name of the candidate), hereby declare that all information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."* If someone else writes it, or it is in another language, the application is invalid. Visually impaired candidates who cannot write may have the text typed and put their left thumb impression below it.

You also capture a **live photo** during the form, by webcam ("Capture Photo") or by scanning a QR code with your phone ("Click here to Scan"). Keep a personal email ID and mobile number that will stay active till the end of the recruitment.

To bring a photo or signature into the right KB range, you can use our [photo and signature resizer](https://aijobalert.com/photo-signature-resizer).

## Certificates Needed at the Interview

You don't upload these with the form, but you must show originals and self-attested photocopies at the interview. Some of them have date rules.

- **OBC (non-creamy layer):** certificate in the Central Government format based on income for FY 2023-24, 2024-25 and 2025-26, **issued after 31 March 2026**. The caste name must match the Central list letter by letter. You also submit the OBC declaration given in the advertisement.
- **EWS:** Income and Asset Certificate for income of FY 2025-26, **issued after 31 March 2026 and valid for 2026-27**, in the Government of India format.
- **SC/ST:** caste certificate in the prescribed format, with a caste validity certificate where applicable.
- **PwBD:** disability certificate in the prescribed format, issued on or before the last date of online application, plus your UDID card. A certificate saying only "temporary disability" must state whether it is "likely to improve" or "progressive, non-progressive or not likely to improve"; "likely to improve" is not eligible for reservation.
- **Government or PSU employees:** inform your employer in writing before applying (the form asks you to confirm this), and bring a No Objection Certificate to the interview.
- **Joining:** every selected candidate who is employed (government, public sector or private) must bring a discharge or relieving letter from the employer, without which you cannot join.
- Also: date of birth proof (birth certificate or Class 10 certificate), Class 10, 12 and degree marksheets and certificates, photo ID, and the printout of your online application.

All certificate formats (SC/ST, OBC, PwBD, EWS, ex-servicemen and scribe forms) are at the end of the [advertisement PDF](https://aijobalert.com/documents/national-insurance-company/nicl-ao-scale-1-recruitment-2026-27-advertisement-bdc60179.pdf), pages 23 to 39.

## Exam Centres

Centres are provisional. You choose your centre in the form and the choice is final; NICL can still move you to another centre or cancel or add centres.

##### Phase I (Prelims) centres

| State / UT | Cities |
| --- | --- |
| Bihar | Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea |
| Jharkhand | Bokaro Steel City, Dhanbad, Hazaribagh, Jamshedpur, Ranchi |
| Odisha | Balasore, Berhampur-Ganjam, Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur |
| Andaman and Nicobar Island | Port Blair |
| Arunachal Pradesh | Naharlagun |
| Assam | Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur |
| Manipur | Imphal, Churachandpur |
| Meghalaya | Shillong, Tura |
| Mizoram | Aizawl |
| Nagaland | Kohima |
| Sikkim | Gangtok |
| Tripura | Agartala |
| West Bengal | Asansol, Burdwan, Durgapur, Hooghly, Kalyani, Kolkata, Siliguri |
| Delhi | Delhi/NCR |
| Haryana | Faridabad, Gurugram, Ambala |
| Uttar Pradesh | Ghaziabad, Meerut, Muzaffarnagar, Noida, Agra, Aligarh, Bareilly, Faizabad, Gorakhpur, Jhansi, Kanpur, Lucknow, Moradabad, Prayagraj, Varanasi |
| Uttarakhand | Dehradun, Haldwani, Roorkee |
| Rajasthan | Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur |
| Chandigarh | Chandigarh/Mohali |
| Himachal Pradesh | Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Una |
| Jammu and Kashmir | Jammu, Samba, Srinagar |
| Ladakh | Kargil, Leh |
| Punjab | Amritsar, Bathinda, Ludhiana, Mohali, Patiala, Phagwara |
| Andhra Pradesh | Eluru, Vijayawada/Guntur, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam, Vizianagaram |
| Karnataka | Belagavi (Belgaum), Bengaluru, Hubli/Dharwad, Mangaluru (Mangalore), Mysuru (Mysore), Shivamogga (Shimoga), Udupi |
| Telangana | Hyderabad, Karimnagar, Khammam, Warangal |
| Kerala | Alappuzha, Ernakulam, Kannur, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur |
| Lakshadweep | Kavaratti |
| Puducherry | Puducherry |
| Tamil Nadu | Chennai, Coimbatore, Erode, Kanyakumari, Madurai, Salem, Thanjavur, Tiruchirappalli, Tirunelveli, Vellore, Villupuram, Virudhunagar |
| Goa | Panaji |
| Gujarat | Ahmedabad / Gandhinagar, Anand / Vadodara, Jamnagar, Mehsana, Rajkot, Surat / Bardoli |
| Maharashtra | Amravati, Chandrapur, Chhatrapati Sambhaji Nagar, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/Thane/Navi Mumbai/MMR, Nagpur, Nanded, Nashik, Pune, Ratnagiri, Solapur |
| Chhattisgarh | Bhilai, Bilaspur, Raipur |
| Madhya Pradesh | Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain |

##### Phase II (Mains) centres

| State / UT | Cities |
| --- | --- |
| Andhra Pradesh/ Telangana | Hyderabad, Guntur / Vijayawada, Visakhapatnam |
| Assam | Guwahati |
| Bihar | Patna, Muzaffarpur |
| Chandigarh | Mohali |
| Chhattisgarh | Raipur, Bhilai/Bhilai Nagar |
| Delhi | Delhi-NCR |
| Gujarat | Ahmedabad-Gandhinagar, Rajkot |
| Himachal Pradesh | Bilaspur, Solan |
| Jammu & Kashmir | Jammu |
| Jharkhand | Ranchi, Dhanbad |
| Karnataka | Bengaluru, Hubballi / Dharwad |
| Kerala | Ernakulum, Thiruvananthapuram |
| Maharashtra | Mumbai/Navi Mumbai/Thane/MMR, Pune, Nashik |
| Madhya Pradesh | Bhopal, Indore |
| Odisha | Bhubaneswar, Berhampur-Ganjam |
| Rajasthan | Jaipur, Udaipur |
| Tamil Nadu | Chennai, Madurai |
| Uttar Pradesh | Lucknow, Kanpur, Prayagraj |
| Uttarakhand | Dehradun, Roorkee |
| West Bengal | Kolkata, Burdwan |

## Mistakes the Advertisement Warns About

- **Applying in two disciplines.** Apply in one only. The advertisement says that if you apply more than once only your latest complete application is kept and the fee for the others is forfeited (page 2), and also that applying in more than one discipline makes all your applications invalid (page 21).
- **Clicking "COMPLETE REGISTRATION" too early.** Name, category, date of birth, address, mobile, email and exam centre cannot be changed afterwards. Use "SAVE AND NEXT" and the Preview tab first. The portal shows 28 October 2026 as the last date for editing.
- **Signature or declaration in capital letters.** Both are rejected.
- **Name mismatch.** The name on your call letter must exactly match your photo ID. If you changed your name, for example after marriage, bring the original gazette notification, marriage certificate or affidavit.
- **Wrong ID at the exam.** Bring the original photo ID and a photocopy. Ration cards and learner's driving licences are not accepted.
- **Reaching late.** If you arrive after the reporting time on the call letter, you will not be allowed to take the exam.
- **Losing your login.** Note your registration number and password. You need them to reprint the application and download call letters. If you forget the password, use the "Forgot Password?" link on the portal. Registration emails can land in the junk folder, so check it.
- **Not getting the e-Receipt.** If no e-Receipt is generated, the payment failed. Log in again and pay. Don't press Back or Refresh while the payment is processing.
- **Waiting for the last day.** NICL does not take responsibility if the site is slow near the closing date.
- **Not asking for a scribe or compensatory time in the form.** Compensatory time is given only to candidates who registered for it in the online application, and a later request for a scribe may not be accepted.

## Official Links and Help

- [NICL AO (Scale I) 2026-27 detailed advertisement (PDF, 39 pages)](https://aijobalert.com/documents/national-insurance-company/nicl-ao-scale-1-recruitment-2026-27-advertisement-bdc60179.pdf) (official copy on [nationalinsurance.nic.co.in](https://nationalinsurance.nic.co.in/sites/default/files/2026-10/NICL%20AO%20Recruitment%20Advertisment%202026-27_0.pdf))
- [Apply online: ibpsreg.ibps.in/niiclsep26](https://ibpsreg.ibps.in/niiclsep26/), the application portal linked from NICL's recruitment page. The How to Apply, FAQ, photo and scribe guidelines are linked on this page.
- [NICL recruitment page](https://nationalinsurance.nic.co.in/recruitment), where call letters and updates will be posted

**Help:** for registration problems, the portal FAQ asks candidates to use "Candidate Grievance Lodging and Redressal Mechanism" on [www.ibps.in](https://www.ibps.in/) and give details such as your registration number, post applied for, email ID, mobile number and the exact error message.

More: [all NICL updates](https://aijobalert.com/organizations/national-insurance-company) · [banking and insurance jobs](https://aijobalert.com/jobs/category/banking).

## Frequently Asked Questions

### What is the last date to apply for NICL AO 2026?

28 October 2026. Online registration and fee payment are open from 8 October 2026 to 28 October 2026, both days included. Applications are accepted online only.

### How many vacancies are there in NICL AO 2026?

321 tentative posts: 200 Generalists and 121 Specialists (Finance 20, Legal 20, IT 10 + 1 backlog, Automobile Engineers 20, Risk Engineers 28, Company Secretaries 2, Agriculture 20).

### What is the NICL AO 2026 exam date?

Phase I (Prelims) is on 17 November 2026 and Phase II (Mains) on 22 December 2026. The call letter download date will be notified later on NICL's website.

### What is the age limit for NICL AO 2026?

21 to 30 years as on 1 October 2026, which means born between 2 October 1996 and 1 October 2005 (both included). SC/ST get 5 years, OBC (non-creamy layer) 3 years and PwBD 10 to 15 years of relaxation, up to a maximum age of 45.

### Can final-year students apply for NICL AO 2026?

Only if your final result was published on or before 1 October 2026 and you have the marksheet or degree certificate as on that date. Candidates whose result comes later are not eligible for this recruitment.

### What percentage is needed for NICL AO?

At least 60% in either your graduation or post-graduation degree (55% for SC/ST/PwBD). Fractions are ignored, so 59.99% is treated as less than 60%.

### What is the NICL AO application fee?

₹1,000 (application fee including intimation charges & GST) for all candidates other than SC/ST/PwBD, and ₹250 (intimation charges only & GST) for SC/ST/PwBD. Bank transaction charges, if any, are paid by the candidate, and the fee is not refunded.

### Is there negative marking in the NICL AO exam?

Yes. In the objective tests of both Prelims and Mains, one-fourth of the marks for a question is deducted for each wrong answer. Unanswered questions carry no penalty.

### Can I apply for both Generalist and a Specialist post?

No. You can apply for only one discipline. The advertisement warns that multiple applications can lead to only the latest being kept with the other fees forfeited, and that applying in more than one discipline makes all applications invalid.

### What is the salary of NICL AO?

Starting basic pay is ₹82,485 in the scale 82485-4050(14)-139185-4390(4)-156745. Total emoluments are about ₹1,14,000 a month in metropolitan centres, according to the advertisement.

### Is there a bond in NICL AO?

Yes. You must serve at least 4 years including probation. Resigning earlier means paying liquidated damages equal to one year's gross salary (reduced in proportion to service). Leaving during probation means repaying the gross salary received plus ₹25,000 towards training cost.

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AIJobAlert last checked these details against the official documents on 08 Oct 2026.
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